Absolutely cool and functional debit. Convenient currency exchange.
Sarah Savitri
Trader
CEO of Atlantic
Turn crypto into real-world spending instantly.


Use your SpendFi card anywhere Visa or Mastercard is accepted. Move funds instantly between USDT, BTC, and Fiat in one simple dashboard.
Easily swap USDT for Bitcoin or Fiat, buy gift cards, top up airtime and data, earn commissions — all while keeping track of your transactions.
Works on any platform that accepts Visa or Mastercard — worldwide, instantly.
Streaming
Shopping
Travel
Tech & Software
Gaming
Food & Delivery
+ millions more wherever Visa or Mastercard is accepted
Download the App
Sign up with email or phone and complete a quick identity check. Takes under 3 minutes.
Fund Your Wallet
Transfer USDT, BTC, or Fiat — no bank account needed.
Spend Globally
Use your virtual USD card anywhere Visa or Mastercard is accepted.
Pay In-Store
Link your card to Apple Pay or Google Pay and tap to pay anywhere, instantly.
Fund SpendFi Card with Crypto and Fiat, spend anywhere.
Instantly swap Crypto assets
Send and receive money instantly using your unique $Tag
Earn 10% of transaction fees from every friend you refer
Top up your mobile instantly using your crypto balance.
Buy PlayStation, Apple, Google and more gift cards with crypto.
Download the Spendfi app, sign up with your email or phone number, and complete a quick identity check to unlock all features
You can start with USDT and BTC or Fiat. We’ll add more supported assets over time
Transfer USDT or BTC into your Spendfi wallet, then move funds onto your virtual card with a few taps.
We use bank-grade encryption, secure custody partners, and two-factor authentication to keep your funds and data safe.
Yes. Your virtual USD card works on any website that accepts Visa or Mastercard worldwide.
Still have questions? We're here to help.
Apply for a Card →